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Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:07 am
by danielh41
We just saw that our health insurance premium is going up by $120 per month. Vision is no longer included in that like it had been, so we'll have to pay extra for a vision plan. And our co-pay for specialists is going up 25%. Gotta love that "Affordable" Care Act. Thanks Barry, Nancy, and Harry. You had to pass it so that we could find out what is in it...

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:13 am
by jarnon
Nobody expected Obamacare to cure everything wrong with the U.S. health insurance system. I still hope that many previously uninsured patients get insurance and preventive care, instead of waiting until problems get serious and going to the E.R.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:20 am
by macrae1234
Have you looked around for a better plan? You may want a plan with a higher out of pocket max and lower premiums or you might want to look into a health savings plan that can be used for expenses but uses tax free dollars and unlike flexible spending can be rolled over annually. I don't want to delve into finances but there are subsidies up to 4 times poverty level.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:27 am
by christie1111
jarnon wrote:Nobody expected Obamacare to cure everything wrong with the U.S. health insurance system. I still hope that many previously uninsured patients get insurance and preventive care, instead of waiting until problems get serious and going to the E.R.
Exactly my thoughts.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:33 am
by Bob Juch
danielh41 wrote:We just saw that our health insurance premium is going up by $120 per month. Vision is no longer included in that like it had been, so we'll have to pay extra for a vision plan. And our co-pay for specialists is going up 25%. Gotta love that "Affordable" Care Act. Thanks Barry, Nancy, and Harry. You had to pass it so that we could find out what is in it...
Do you have no other choice of insurance companies? If you do, shop around.

Remember insurance companies are limited in their profits. You might wind up getting a refund like they did in New York.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:34 am
by Bob Juch
jarnon wrote:Nobody expected Obamacare to cure everything wrong with the U.S. health insurance system. I still hope that many previously uninsured patients get insurance and preventive care, instead of waiting until problems get serious and going to the E.R.
Also remember that medical costs are high because so many people can not or do not pay their bills. Having insurance will now pay at least part of that, thus lowering the bills for the rest of us.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:41 am
by macrae1234
Also remember that medical costs are high because so many people can not or do not pay their bills. Having insurance will now pay at least part of that, thus lowering the bills for the rest of us.
and also artificially high because the write off is at the full amount, for tax purposes, and the emergency is the only place where they can't be turned away regardless of money and it is also the least cost effective care place

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:18 am
by littlebeast13
danielh41 wrote:We just saw that our health insurance premium is going up by $120 per month. Vision is no longer included in that like it had been, so we'll have to pay extra for a vision plan. And our co-pay for specialists is going up 25%. Gotta love that "Affordable" Care Act. Thanks Barry, Nancy, and Harry. You had to pass it so that we could find out what is in it...

Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....

lb13

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:20 am
by macrae1234
Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....
good now maybe the one's in AZ will see shoppers needing help

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:25 am
by littlebeast13
macrae1234 wrote:
Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....
good now maybe the one's in AZ will see shoppers needing help

They still have people to help the customers in AZ!?!? Must be all that cheap labor....

lb13

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:26 am
by jarnon
littlebeast13 wrote:Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....

lb13
Found it!

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:30 am
by littlebeast13
jarnon wrote:
littlebeast13 wrote:Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....

lb13
Found it!

Now can you read it?

lb13

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:31 am
by ulysses5019
jarnon wrote:
littlebeast13 wrote:Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....

lb13
Found it!
How did you find it? I couldn't read it...

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:51 am
by Bob Juch
littlebeast13 wrote:
danielh41 wrote:We just saw that our health insurance premium is going up by $120 per month. Vision is no longer included in that like it had been, so we'll have to pay extra for a vision plan. And our co-pay for specialists is going up 25%. Gotta love that "Affordable" Care Act. Thanks Barry, Nancy, and Harry. You had to pass it so that we could find out what is in it...

Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....

lb13
I'll bet you have to use Mecca's optical department.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:55 am
by littlebeast13
Bob Juch wrote:
littlebeast13 wrote:
danielh41 wrote:We just saw that our health insurance premium is going up by $120 per month. Vision is no longer included in that like it had been, so we'll have to pay extra for a vision plan. And our co-pay for specialists is going up 25%. Gotta love that "Affordable" Care Act. Thanks Barry, Nancy, and Harry. You had to pass it so that we could find out what is in it...

Maybe you should get a job at Mecca. We're getting a vision plan for the first time ever this coming year....

lb13
I'll bet you have to use Mecca's optical department.

I'll bet you're wrong.... NTTAWW Mecca's optical center. I got my one and only pair of glasses there 5 years ago, and they were perfect for seeing at ballgames until my Dad lost them in Kansas City back in May...

lb13

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 10:23 am
by geoffil
Has Mecca cut some employee's hours so they can't get medical insurance? I hope not.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 11:03 am
by littlebeast13
geoffil wrote:Has Mecca cut some employee's hours so they can't get medical insurance? I hope not.

Mecca has been cutting hours for years, long before anyone knew what Obamacare was. People don't seem to realize that the full time job at the lower levels of the service industry was already on its deathbed long before all this talk of the new insurance laws came about....

lb13

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 12:25 pm
by Ritterskoop
For the first time in several years, my premium at Aetna is going down. It was never that much, I think $80-something a month, but now it will be $66 a month. Maybe the deductible is going up but it will all work out.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 1:46 pm
by Jessie
christie1111 wrote:
jarnon wrote:Nobody expected Obamacare to cure everything wrong with the U.S. health insurance system. I still hope that many previously uninsured patients get insurance and preventive care, instead of waiting until problems get serious and going to the E.R.
Exactly my thoughts.
I totally agree.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 2:14 pm
by silverscreenselect
danielh41 wrote:We just saw that our health insurance premium is going up by $120 per month. Vision is no longer included in that like it had been, so we'll have to pay extra for a vision plan. And our co-pay for specialists is going up 25%. Gotta love that "Affordable" Care Act. Thanks Barry, Nancy, and Harry. You had to pass it so that we could find out what is in it...


You have hit on a somewhat valid point. The biggest problem with Obamacare is the fact that there's no constraints on costs. Insurance companies actually have no reason to hardball doctors any more on negotiated costs since they are capped at 15/20% of premiums. If they force doctors to take less money, they make less money. So premiums will continue to go up, although if you qualify for subsidies, Uncle Sam will foot a part of the bill. And there's a good chance that what's covered now is somewhat more extensive than what was covered before.

However, you neglected one factor in your evaluation. If you or a family member got really sick this year, try to guess what your next year's premium would have been under the old system. That is if your insurer even bothered to offer you a policy next year.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 4:30 pm
by Sistine Fanny
So I haven't paid much attention to all of the Affordable Health Care stuff because there wasn't anything I could do to affect it, so I figured I'd just wait until the dust settled and see what was what.

I went to the site a week or so ago to read up and checked out the calculator and, for the first time in a very long time, I will now be able to afford health insurance.

Thanks Barry, Nancy and Harry!

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 6:33 pm
by Ritterskoop
Sistine Fanny wrote: I went to the site a week or so ago to read up and checked out the calculator and, for the first time in a very long time, I will now be able to afford health insurance.
This is excellent news. I have heard from others that they will be able to afford it themselves now, too.

I also wanted to wait to see how it would play out before passing judgment. I'm glad we did.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 7:06 pm
by Bob Juch
I won't be able to get health insurance until Jan. 1 due to supposed preexisting conditions. Even better, I will be paying almost the same for all three of us as I am for just Linda and Josie today for the same coverage.

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 8:02 pm
by littlebeast13
Sistine Fanny wrote:It's the Final Countdown.....

You will appreciate this...

I was going back to look at some old LSWE games for inspiration (and just because I love to look at old stuff), and when I hit your reply on one of the games, a very famous synthesizer riff from the 80's began going through my head, and I didn't even realize why until I noticed you had changed your signature! I must have noticed it subconsciously before I actually became aware of it....

lb13

Re: Gee, thanks Obama, Pelosi, and Reid

Posted: Thu Oct 17, 2013 9:02 pm
by Jessie
Sistine Fanny wrote:So I haven't paid much attention to all of the Affordable Health Care stuff because there wasn't anything I could do to affect it, so I figured I'd just wait until the dust settled and see what was what.

I went to the site a week or so ago to read up and checked out the calculator and, for the first time in a very long time, I will now be able to afford health insurance.

Thanks Barry, Nancy and Harry!
:D :D :D